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The banking perimeter is much larger than what can be read from the current rate of growth of credit to industry, which only increased to 4.1% in October 2021 against a contraction of 0.7% one year ago.
The subjects
Indian banking sector | NBFC | RBI
A lot of political and market developments are taking place in the Indian banking space – surprisingly when banks have become conservative about lending. This week, the S&P rating agency became “cautiously bullish†on Indian banks after a long period.
Optimism has a lot to do with the confidence that banks don’t lend a lot. Non-food credit has increased by less than one percent seven months after the start of this fiscal year compared to March 2021, according to RBI data. Just a week ago, in a clear indication of how RBI views the banking landscape, she dismissed her own internal group report to allow …
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First published: Wed 01 December 2021. 17:49 IST
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